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If you’re looking for ways to save more for retirement or generate reliable income in retirement, consider annuities. They provide tax-deferred growth and, when you retire, the option of guaranteed income to last as long as you wish—even for life.

Choose from the annuity options below:

Variable Annuities

If you’re looking for ways to increase your tax-deferred savings for retirement, consider a variable annuity.

Fixed Annuities

If you want the safety of a more conservative retirement investment, a fixed annuity could be right for you, because principal contributions are guaranteed.

Fixed and Variable annuities are suitable for long-term investing, such as retirement investing. Gains from tax-deferred investments are taxable as ordinary income upon withdrawal. Guarantees are based on the claims paying ability of the issuing company. Withdrawals made prior to age 59½ are subject to a 10% IRS penalty tax and surrender charges may apply. Variable annuities are subject to market risk and may lose value.

Income Annuities

Seek to generate income you can’t outlive with an income annuity. You pay a portion of your retirement assets into an annuity in return for a pension-like income, guaranteed for a specified period or for life.